My Denver Colorado :: Real Estate, Business, Web Design, Health, Auto, Carpet, TravelNews & Information for Denver & The World

For the average consumer social media is a private, intimate space where the hard sale is generally not accepted or appreciated. Mommy bloggers, some of the most influential bloggers on the internet, want to tell their story, build relationships and share ideas with other bloggers in their blogosphere. Mommy bloggers, in particular, are very protective of their space because many of them don’t want to exploit their children or family through their blog. Because of this mommy bloggers are considered a very valuable source of information on products and services by other women.

The key to any successful social media campaign is to gain the trust of the audience and then have the opportunity to make the offer forproducts or services. Every business knows that a referral is worth 10x more than a cold call. The challenge that Denver businesses face is figuring out how to crack into the massive online social media space and at the same time not violate the trust of the consumer.

The advantage that Pixo Web Design & Strategy brings to the table is that we have cultivated and built the trust of top national, Denver and Colorado mommy bloggers by being bloggers ourselves. Through these deep relationships we know who the influencers are and are allowed opportunities to share products and services for review by these bloggers.  Ask Colorado Ski Country USA what we did for them with our mommy blogger social media campaign.

By tapping into the Denver mommy blogger space Pixo helps businesses market their products and get reviews through mommy bloggers.  To learn more about mommy blogging advertising campaigns visit their website at www.pixoinc.com.

Denver Carpet Cleaning tips and advice from the steam cleaning experts.

Prevention is always better than cure and if your carpet accumulates a lot of dirt and dust, it will be a nightmare to clean all of it and bring back the fresh look to your carpets. Here’s why regular carpet cleaning is so important. You can follow these tips to make sure that your carpets are clean throughout the year.

Vaccum Your Carpet – be sure that the vacuum that you use at least 3 times a week has HEPA – High Efficiency Particulate Cleaner. As well, use a vacuum with a powerful beater bar to lift up the soils from deep in your carpet fibers. Regular vacuuming is the most important thing you can do for the life of your carpet.

Store Stain Removal Chemicals – Make sure to have some stain and dirt removal shampoo in stock so whenever you notice a stain on your carpet, you can use them to easily remove the stain immediately. If you have a busy work schedule, you can’t rush to a shop for such products.

Professional Denver Carpet Cleaning – This should be done every 18-24 months as per carpet manufacturers recommendations. In fact, in many instances, if you fail to have your carpet professionally cleaned routinely, your warranty may be invalid. Carpet manufacturers will typically recommend you keep up with carpet maintenance in order to keep your carpet looking beautiful. Regular maintenance is highly recommeded for lighter colored carpets that are sold today. In some light colored carpets that appear to be over all soiled, there may be some residual dammage that can’t be completely corrected with cleaning.

The steps given will deffinitley help keep your Denver carpet clean, but through out the year there will be an accumulation or fading to your carpet.  A Denver Professional carpet cleaning services will assist you in bringing back your carpet’s shine, at a low cost.

I Don’t Hear Well. What Should I Do? What Should I Expect?

Because some hearing problems can be medically corrected, first visit a Denver audiologist who can refer you to an Associates Of Otolaryngology otolaryngologist (an ear, nose, and throat specialist ). If you have ear pain, drainage, excess earwax, hearing loss in only one ear, sudden or rapidly progressive hearing loss, or dizziness, it is especially important that you see us as soon as possible.

Sensorinural Hearing Loss

A hearing loss is sensorineural when it results from damage to the inner ear (cochlea) or auditory nerve, often as a result of the aging process and/or noise exposure. Sounds may be unclear and/or too soft.

Conductive Hearing Loss

A hearing loss is conductive when there is a problem with the ear canal, the eardrum and/or the three bones connected to the eardrum

Your Genes and Hearing Loss

One of the most common birth defects is hearing loss or deafness (congenital), which can affect as many as three of every 1,000 babies born.

The most common and useful distinction in hearing impairment is syndromic versus non-syndromic.

Non-syndromic hearing impairment accounts for the vast majority of inherited hearing loss, approximately 70 percent. Autosomal- recessive inheritance is responsible for about 80 percent of cases of non-syndromic hearing impairment, while autosomal-dominant genes cause 20 percent, less than two percent of cases are caused by X-linked and mitochondrial genetic malfunctions.

Syndromic(sin-DRO-mik) means that the hearing impairment is associated with other clinical abnormalities. Among hereditary hearing impairments, 15 to 30 percent are syndromic. Over 400 syndromes are known to include hearing impairment and can be classified as: syndromes due to cyotgenetic or chromosomal anomalies, syndromes transmitted in classical monogenic or Mendelian inheritance, or syndromes due to multi-factorial influences, and finally, syndromes due to a combination of genetic and environmental factors.

What Is Normal Hearing?

Your ear consists of three parts that play a vital role in hearing—the external ear, middle ear, and inner ear.

    * Sensorineural hearing: When the three small bones move, they start waves of fluid in the cochlea, and these waves stimulate more than 16,000 delicate hearing cells (hair cells). As these hair cells move, they generate an electrical current in the auditory nerve. It travels through inter-connections to the brain area that recognizes it as sound.

* Conductive hearing: Sound travels along the ear canal of the external ear causing the ear drum to vibrate. Three small bones of the middle ear conduct this vibration from the ear drum to the cochlea (auditory chamber) of the inner ear.

For more information on Denver ent doctors, common ear problems, hearing aids or hearing loss visit www.harvardparkhearing.com

The benefits of cosmetic plastic surgery depend on why the person chose the surgery, as well as the personality and self-perception of the patient. The following scientific studies describe how breast reductions and face lifts affect self-esteem on certain Colorado plastic surgery patients. These two studies focused on small-boned women and people who take anti-depressant medications.

The Health Benefits of Breast Reduction Surgery by a Colorado Surgeon

University studies on the effects of breast reduction surgery on the quality of life of small-boned women. They found that these women reaped significant health benefits from breast reductions.

The women in this study reported less lower back pain, neck pain, headaches, and bra strap “grooving” after their breast reduction surgery (mammoplasty). After the cosmetic surgery, the women were able to exercise more, play sports, and wear a wider variety of clothing.

“Women were also greatly relieved that they were more able to engage in healthful activities such as running or playing sports—demonstrating that breast reduction surgeries have even wider health implications,” says co-author Dr. Jason Spector, a plastic surgeon at NewYork-Presbyterian Hospital/Weill Cornell Medical Center and assistant professor of surgery (plastic surgery) at Weill Cornell Medical College.

Less Antidepressant Medication after Plastic Surgery

According to one Colorado plastic surgery study, a significant number of patients stopped taking antidepressant medication after undergoing plastic surgery.  They found that their self esteem improved and that the need for medication was no longer necessary.

Colorado Plastic Surgery

When choosing  a surgeon to perform plastic surgery make sure you use a Colorado board certificed surgeon with years of experience in plastic surgery.  Dr. Nicolette Picerno can perform your Colorado plastic surgery and has the experince that Denver, Colorado patients demand in a good plastic surgeon. Visit www.nicolettepicernomd.com for more information on cosmetic surgery, plastic surgery, botox and facial surgery.

DART auto is the premier source for OEM BMW parts.  We know your BMW inside and out because we don’t just sell parts, we install them on our customer’s cars.  Our full service shop is equiped to handle anything your BMW auto needs.  If you need us to install a new window regulator, do a proper full service timing belt replacement, or install new upgraded turbos on your BMW with a chip and wastegates to match we have the tools, experience and factory repair information to get the job done right the first time.

If you are mechanically inclined, you have come to the right place as well.  When you buy BMW auto parts from DART auto you can tap into the knowledge base of a company that installs them as well.  We know which parts work and how to do the job right because we have done it many times ourselves.  While we can’t necesarily put you right on the phone with our master technicians, our friendly customer service reps can usually get the answers you need to your tech questions.

At DART auto you can be assured the you are buying the finest OEM BMW parts at a great price.  Visit us at www.dartauto.com for your BMW auto parts or give us a call at 303 296 1188.  If you would like to pick up your parts in person, please give us a call or send us an email and we can arrange for you to pickup your parts from our Denver, Colorado location

DART auto is the premier source for OEM Audi parts.  We know your Audi inside and out because we don’t just sell parts, we install them on our customer’s cars.  Our full service shop is equiped to handle anything your Audi auto needs.  If you need us to install a new window regulator, do a proper full service timing belt replacement, or install new upgraded turbos on your Audi S4 with a chip and wastegates to match we have the tools, experience and factory repair information to get the job done right the first time. 

If you are mechanically inclined, you have come to the right place as well.  When you buy Audi auto parts from DART auto you can tap into the knowledge base of a company that installs them as well.  We know which parts work and how to do the job right because we have done it many times ourselves.  While we can’t necesarily put you right on the phone with our master technicians, our friendly customer service reps can usually get the answers you need to your tech questions.

At DART auto you can be assured the you are buying the finest OEM Audi parts at a great price.  Visit www.dartauto.com to start shopping for your Audi auto parts or give us a call at 303 296 1188.  If you would like to pick up your parts in person, please give us a call or send us an email and we can arrange for you to pickup your parts from our Denver, Colorado location

Stock investors like to purchase “Corporate Security.” Real estate investors like to purchase “A Piece of the Rock”. Commercial real estate Investors who purchase a single tenant triple net NNN property (NNN property) get both corporate security and a piece of the rock.

Commercial property Investors, 1031 exchange and 1033 exchange buyers love NNN property because they get a dual guarantee. Lease payments for NNN property are normally corporately guaranteed – the same guarantee as a corporate bond from the S&P rated parent company. In addition, if the worst case scenario happens and the tenant is not able to fulfill their obligations, the investment is secured by the underlying real estate.

Everyone has seen “great companies” go bankrupt. If you own a stock or a corporate bond in a company that goes bankrupt, you own nothing.

Think of NNN property as a corporate bond secured by real estate.

Please view our available NNN properties at www.1031tax.com. Call 1031 Tax with ANY questions.

Alan Fruitman
www.1031tax.com
1.800.454.0015

Examples of single tenant triple net NNN properties with long-term corporate leases include Advance Auto Parts, Arby’s, AT&T, AutoZone, Bank of America, Burger King, CVS, Dollar General, Family Dollar, Home Depot, Chase Bank, KFC, McDonald’s, Sherwin Williams, Verizon Wireless, Walgreens and more…

1031tax.com believes it is very important for your advisors to participate when you buy or sell a 1031 exchange property. Therefore, as a valued client, 1031tax.com will contribute $2,500 toward your Attorney or CPA fees. View www.1031tax.com for specific details.

Colorado Health Insurance for Individuals
Colorado health insurance does not have to be expensive. To keep premiums down, you need to have access to multiple health insurance quotes. We are one of the largest online health insurance agencies and represent most “A” rated health plans in the state. You get quotes from multiple health insurance companies with just a few clicks of an online form.

Guaranteed Colorado health insurance plans and most other states. No medical declines. We even have full guaranteed issue major medical plans and there are no group size requirements. You can obtain group of one major medical plans any month of the year.

Colorado Health Insurance for Employers
The employer is required to pay a minimum of 50% of the employee

The classes (i.e., management, hourly, salary, etc) of employees eligible for insurance.

The number of hours an employee must work to be eligible (24

The length of time between the hire date and when the employee can join the plan (i.e., 30 days, 60 days, one year). The employee’s coverage is typically effective the 1

‐only cost; they do not have to contribute anything for dependent coverage. In the small group market (less than 50 employees), the employer also makes the determination regarding: ‐40 hrs.) st of the month following this waiting period. Find out more about Colorado health insurance for companies at Roper Insurance.

After experiencing a heart attack can I get term life insurance? 

More often than not the answer is yes and you may be able to get your life insurance at a regular rate class. When assessing coronary artery disease, or CAD, and heart attack history the life insurance underwriter will assess the severity of the disease using factors including:

People with single vessel disease tend to do quite well and may be offered life insurance at better than standard rates. For example, research by RescueQuote.com found that a fifty-six-year-old man who had an AMI, acute myocardial infarction, caused by 95% LAD who had a stent applied could be offered a standard plus rate. Standard plus is a rate class that is just 1 step under preferred and better than the average person would be asked to pay. To get this rate a person would have to be a non smoker who is fully recovered from the MI. He would have to have good left ventricular function and do well on a stress test. In this case medicines including a beta blocker for blood pressure, a statin drug to reduce lipids and aspirin were prescribed to maintain normal values.If the same person had three vessel disease with stents applied it is possible that he could get a policy at table C. What that means is the rate charged would be the standard rate times 1.75. While this is a higher rate than the average person pays it is still quite affordable, especially considering that the need for term life insurance is high due to the increased risk.In any case, once you have had an MI you will need an agent who can shop the market for the company that will give you the best rate. Some companies will decline applicants with an MI history and others will tack on a large extra premium. Your agent will need to find a company with an experienced underwriter who will fairly review your case and give you a fair rate.

Many people ask how they high blood pressure effects their chances of getting declined for life insurance or getting insurance at very high rates.

Uncontrolled high blood pressure often goes hand in hand with serious health conditions including coronary artery disease, enlarged heart, diabetes, heart failure and stroke. In general, a life insurance company will look much more favorably upon a person who is taking antihypertensives to control their blood pressure than a person who has even minor hypertension who refuses to take medicine.

Stage 1 high blood pressure (140/ 90 to 159/99 )

Stage 1 is high blood pressure is often treated using diuretics. A diuretic works by flushing excess sodium and water from the body. Common diuretics are Lasix (furosemide) and hydrochlorothiazide (HCTZ). You may have heard someone refer to their diuretic as a “water pill”. The diuretic along with life style changes may be enough to bring a person’s blood pressure down into the normal range. If this is you, a good agent should be able to obtain insurance in without any price increase due to the hypertension history.

Sometimes a diuretic alone will not do the job. In that case another medicine may be added. Calcium channel blockers include Norvasc (Amlodipine), Cardizem (Diltiazem), Procardia (Adalat). Calcium channel blockers reduce the amount of calcium going into heart and artery muscle cells during contraction reducing blood pressure. Beta blockers such as Lopressor (Metoprolol), Corgard (Nadolol) reduce blood pressure by reducing the beta nerve stimulation to the heart. ACE inhibitors reduce blood pressure by inhibiting the production of a hormone that causes blood vessels to narrow. Common ACE inhibitors are Capoten (Captopril), Prinivil (Lisinopril) and Altace (Ramipril). Angiotensin II receptor antagonist (more commonly called an “ARB” for angiotensin receptor blocker) prevent a hormone called angiotensin from affecting the blood vessels letting them widen. Cozaar (Losartan), Benicar (Olmesartan) and Diovan (Valsartan) are common angiotensin II receptor blockers.

Since there are several different ways to reduce blood pressure a person may have tried several different medications before finding the type of antihypertensive that works best for them. There are some life insurance companies that are fine with this as long as the blood pressure has been in the normal range over the last year. Another words, you have found a medication that is effective.

Stage 2 high blood pressure (160/100 or higher)

Often a combination of medicines will be prescribed for stage 2 high blood pressure. As long as the medicines are effective and all readings have been normal for at least one year then it is still possible to get the best rate class. The agent must be diligent and carefully review underwriting rules to be sure that no penalty is assessed for controlled blood pressure with the company he is quoting. It is still possible to qualify for preferred plus is everything else is good.

If none of the common medicines or combinations of medicines works to bring down a person’s stage 2 high blood pressure than an alpha blocker, central-acting agent or vasodilator may be prescribed. In this case underwriters must review and make decisions on a case by case basis. If the medication is working the underwriter must still evaluate the possible side effects of these potent medicines. Here you need an experienced agent who will take the time to communicate directly with underwriters. At RescueQuote your personal agent will take the time to review the underwriting rules of all the companies competing for your business and communicate with underwriters when needed in order to make sure that you are getting the best possible price.

For more information about how to get life insurance with high blood presure visit www.rescuequote.com.